· As of 2016, Shoreline Capital Management has processed over a hundred billion RMB in principle of bank debt assets, growing to become the most significant purchaser of bank debt assets in the Chinese market, aside from the four major asset management companies. Shoreline's investment in China's non-performing loans started in 2004. Initially, the Shoreline team mainly assisted renowned international investment institutions in finding non-performing loan investment projects and participated in their pricing, management, and exit planning. After establishing a fund in 2008, Shoreline leveraged years of experience, a mature investment platform, and a broadly established network, then acquired and managed non-performing loan portfolios for its funds, gradually becoming a major buyer of bank debt assets in the market.

Currently, due to the continuous impact of cheap credit caused by the Chinese government's loose monetary policy, adjustments in the fundamentals of the Chinese economy, and the policy entanglements of credit interconnectivity and mutual guarantees, the stock of non-performing loans in China is expected to continue to rise, presenting significant market opportunities for Shoreline.

· Due to reasons such as credit policy changes, market conditions, and economic cycles, a significant amount of structural financing needs have emerged in the Chinese market. Shoreline is capable of providing safe and effective structural financing to meet the needs of businesses in various sectors in China. In addition to the operational management challenges common to global enterprises, the complexity and variability of Chinese policies have further increased the operational difficulties for Chinese businesses. Based on the credit tightening trend of 2011, we anticipate an increasing number of Chinese enterprises will seek capital support in the capital market. Furthermore, Shoreline has identified numerous pre-IPO financing opportunities in the market that utilize convertible bond transaction structures. As a well-known capital provider in the industry, Shoreline, with its capability to plan cross-border investment projects, can unearth a multitude of structural and special situation financing projects.

· Shoreline leverages its capabilities in assessing the real estate industry, market insights, legal expertise, and robust capital to assist high-quality real estate projects facing temporary bottlenecks, achieving a win-win situation with the project owners.

· Shoreline can effectively evaluate asset-intensive enterprises, such as real estate companies, which is one of the core abilities in conducting in-depth and accurate assessments of the entire non-performing loan portfolio. Additionally, the Shoreline team possesses the necessary legal skills to resolve various complex issues, such as property rights, planning, and construction. In the real estate field, Shoreline focuses not only on high-quality projects in financial distress but also shows interest in non-performing projects. The former stems from the financing needs of asset holders, while the latter requires capital and legal support. Shoreline is adept at both types of financing operations and has also established a good reputation within the real estate industry.

· Many projects are suspended due to legal entanglements arising from reasons like funding shortages and shareholder disputes. Shoreline can utilize its legal expertise to maximize the profits of projects or companies by conducting debt/asset restructuring and capital injection. Shoreline's individual credit restructuring business stems from its long-term investment experience in China's non-performing loans. In Shoreline's non-performing loan portfolio, there are often assets with high convertible value as collateral. Shoreline can maximize the value of such secured assets through debt restructuring or refinancing. Shoreline is adept at handling the professional details involved in debt restructuring, rectifying legal flaws, and providing financing.